I recommend Gary 100% as your broker, he is polite, friendly, good commucation, professional with great results.

Lisa Fontaine

Having been recommended to Gary for mortgage and investments, we cannot praise enough the work and results that Gary achieved for us.
 It is a pleasure to have met an extremely dedicated   Financial Broker who gives 100% commitment for financial advice and planning. .. So      very knowledgeable on all products which has delivered the results we are thrilled with.
Gary is an extremely approachable and welcoming Financial Broker and we would not hesitate to recommend for areas of Financial advice, Mortgages and Investments..
Mr & Mrs L

We have been clients of Consolidated Financial Management for many years now.  During that time Gary has implemented a wide variety of services for us including pension planning, helped with organising two mortgages as well as guiding us through various personal financial planning services and investments.

Gary is fantastic!  His knowledge is amazing and whatever problem we throw at him not only does he come up with a solution but he implements the plan with great efficiency.  Nothing is ever too much trouble.  He is always there to quietly and calmly offer you support and to explain everything in simple, plain English.

One by one our whole family has approached Gary for a variety of financial planning issues – all of which have been successfully completed.

We would not hesitate to recommend Gary when considering any form of fianancial planning.  I would now consider him a friend as well as our Financial Adviser

Mr & Mrs Smith

If you are looking for excellent advice, fantastic personal service and prompt responses, then look no further than Gary Minkin. We cannot recommend him highly enough and will continue to use his top rate services.

Paula & Sean Isaacs

I am a qualified solicitor and have been a personal client of Gary’s for the past 15 years. I have recommended him to a number of personal friends and colleagues for varying financial matters. I also refer clients to Gary on a professional basis.
Gary prides himself in giving the best possible advise. He is thorough & professional in every aspect and has a solid financial network. He has often done work without charge which I personally have found that most IFA’s would not do and this has not compromised his turnover time for individual matters.I have no hesitation in continuing to recommend Gary both on a personal & professional level.

Tanya Vyas
Solicitor (LLB) Hons

I was recommended to Gary Minkin about 15 years ago when I was in dire need of financial advice. He expertly steered me through the mire and needless to say I still use his services regularly.
His caring atitude and attention to detail are second to none and I cannot recommend his services highly enough.

Yvonne James

We would like to say how helpful Gary has been getting us a mortgage. We are 69 and 66 respectively and to get a mortgage proved a testing task. Throughout Gary was always on the end of the phone if not he would always get back to us immediately.
He proved successful and we thank him for the devotion, going over the limits to achieve our and his goal.

Joe & Vivian Benveniste

I have used Gary Minkin on many occasions to find me the best product on the residential and commercial Mortgage market and has always found me not only the best possible rates but they have always gone through smoothly with his professional approach and his close contacts within the Mortgage industry. I would strongly recommend him to any friend or member of my family as he is not only trustworthy but is always on the other end of the phone when needed.

Robert Stain, Director,Cosway Estate Offices Ltd. 

I was thrilled when Gary at Consolidated Financial Management’s work for me, resulted in me getting a mortgage, despite my poor credit.It was beyond my expectations and he delivered the results and then some.

Mrs T Oakpaise

Hi Gary
Invoice paid! Thanks again for all your clever work…it doesn’t surprise us at all that it took your persuasive talents to push our remortgage through! Our practice manager was only just saying how jammy it was of us to get this mortgage.

Architect’s practice London

Gary Minkin is a very good and honest person. Gary is a financial adviser he is good at his job he gives honest advice. Me and my wife were struggling to get a Mortgage and if it wasn’t for Gary’s expertise we wouldn’t have a Mortgage today. Gary helped us all the way, we would highly recommend Gary Minkin to anyone when it comes to Mortgages.

Intikab Saleem

I would like to thank Gary for all his support regarding remortgaging and personal insurance. I have been a client of Gary’s for many years and would not seek advise from any other financial advisor. He has always greeted me with professionalism and the attitude that anything is possible. Have recently remortgaged to which Gary made the whole process so simple doing all the hard negotiating and at the same time explaining what is happening. I would recommended Gary to anyone who needs financial advise. Thank you so much..

Linda Farquharson

“I could not recommend Gary’s services anymore. He is professional, friendly and incredibly efficient. I tried to get a mortgage via a high street bank and got nowhere getting an offer. Within 2 days of working with Gary, I had a mortgage in principle and had put an offer on a property”.

James Thomas

I cannot recommend Gary highly enough. He is without doubt an outstanding mortgage broker/advisor. I would be the first to admit I was highly anxious throughout this process-as my circumstance was unusual, but Gary was nothing but beyond patient, kind and understanding, at all times (including my many calls and emails). His responses were always swift, measured, and informative. Gary was never anything other than reassuring and calm. He made the whole process so much easier than it could have been. If I was panicked, he was able to reassure me with his words of wisdom and his calming manner.

I have not only successfully moved into my new home- courtesy of Gary’s expertise, but I am also planning to organise my life insurance and have other financial discussions with him. As I trust him that much. I hope this statement serves its purpose- to reassure you to chose Gary, he really is that special. I cannot thank him enough and cannot recommend him highly enough.

Melissa Neilson-Rai

Senior Social Worker

Once again thanks for all your help and support! You were more than great and both Sofia and myself really appreciate your help and support!

Vangelis Papaioannou

“We would recommend Gary to act as your broker. He is very approachable and helpful and will come up with a suitable solution for all your needs.”

Elliot Cowan (works at the FCA)

Thank you so much for everything, your services have been great and I’ve already recommended you to friends that they are looking to get on with their first property if that’s ok with you.

Gianni Dhima

Dear Gary,

Thank you so much for working with us to secure the mortgage, both Kemi and myself have been very happy with the service you provided.


© Copyright Consolidated Financial Management Ltd 2016
83 Camp Road, St Albans, Hertfordshire. AL1 5JN